Relying solely on personal income to grow your real estate portfolio has its limits. Conventional loans base your borrowing power on your personal debt-to-income ratio, which means after a few properties, you hit a ceiling.

That’s where DSCR (Debt Service Coverage Ratio) loans come in. Instead of using your personal income to qualify, DSCR loans evaluate the property's rental income against its debt— principal, interest, taxes, and insurance (PITI). The higher the ratio, the better the loan terms. While DSCR loans offer flexibility and scalability , they typically come with slightly higher interest rates.

If you're not maxed out on conventional financing, that may still be the better route. We’ll help you determine the best strategy to maximize your investment potential. 🚀💰

Let’s find the right loan for your next investment—reach out today!